What are Long Term Loans?

Just the right kind of loans to let you manage your long term plans and needs. These are carefully designed unsecured personal loans we offer for longer durations.
You can get one for yourself, any amount up to £25,000 and for any duration between 12 months to 84 months. In some cases, the duration could be from 6 months to up to 10 or 15 years.
No need to bring any collateral or guarantor. You can take advantage of our simplified online forms and apply within minutes.
Need some extra funds? Check out our instalment loans!

Can I get Long Term Loans without any guarantor?

With us, you sure can! Why risk your personal possessions in return for money, when you can get all the funds you want without depositing anything with us?
3 Independent UK market surveys have rated us as the most competent unsecured loan provider for 2017 and 2018.
Our first aim is to always provide risk-free credit to as many customers as we can. At the same time, we also ensure that customers get much safer arrangements with us, without worrying about any potential loss of their valuables. In addition to it, by not using any security, our customers ensure that the equity built up in their houses stays intact.
We take a holistic view of your personal and financial background. Most of our basic checks are motivated by our will to lend money and not by our desire to eliminate applications based on someone’s ability to provide any security.
So, no security is not a problem for us. Apply now!

What is the maximum amount I can borrow through Long Term Loans?

We explore all the possible options to meet our customers’ demands. In most cases, you’ll get any amount up to £25,000, but in some exceptional cases, we may provide a loan for as high as £35,000 to £40,000.

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How can I get the best interest rates for my Long Term Loans?

We follow a practice of providing highly reasonable interest rate loans. Owing to our lowest interest rates and the APRs, 79% of our customers also prefer us for their second or third loans. You can get a loan from us for as low as 2.9% APR, however, such rates could vary from one customer to another.
With access to a variety of loans direct lenders, you are almost always guaranteed the best interest rate available.
Some customers may want a longer duration, large amount loan with lower monthly payments and more interest amount. Other customers may prefer a shorter duration, small amount loan with higher APR and monthly payments.
Every customer is unique! We let you use our free Online Interest Rate Calculators. These tools help you decide the most suitable loan options for yourself.
Would like to check the best interest rate for your loan? Use our APR Calculator, now!

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Can I repay my Long Term Loan early?

If you wish, you can!

You can repay your loan early before the term ends. We call it "prepaying the loan". Our customers are free to pay their instalments well in advance. In some cases, we could help you with early repayments and saving money. In other instances, it could attract minor charges.

Can I get a Long Term Loan if I am unemployed?

Sorry, loans for unemployed is impossible, you must have a stable income source to get any loan! Your long term needs will certainly not check your employment status before knocking on your door but you have to prove that you can payback this loan.
It could be hard without a job or any regular income. We understand the complexities of your situation and on most occasions, we are able to arrange the amount you want if you repay.
You won't be asked about any income proof. A fairly compassionate review of your expenses and money generation sources will be enough for us to offer our best services.
Please go through our easy to understand loan form and have a quick chat with our executive to find out all the options.

Can I get a Long Term Loan if I have a bad credit history?

Yes, you can get an unsecured loan from us even if you have a less than perfect credit history.
Poor credit is not uncommon in the UK. We, unlike traditional banks, are comfortable lending money to people with bad credit.
We take a calculated approach to analyse each customer according to his/her personal and professional circumstances.
We strongly believe that customers are always more reliable than their credit scores.
Don't let your imperfect credit report stop you from checking what’s available with us. Apply now.

What is the maximum number of years I can get a Long Term Loan for?

Generally, we provide such loans for duration of 5 to 7 years. In some cases, this duration could stretch up to 10 or 15 years.

Where can I spend my Long Term Loan?

Our customers prefer these loans for multiple purposes:
Debt consolidations.
Wedding arrangements.
Car repairs.
Home improvements, etc.

Apply Now


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